Building a prosperous future often means making important financial decisions along the way. Whether you're consolidating debt, funding home improvements, or covering unexpected expenses, a Santander® Personal Loan is the flexible solution that can help you achieve your goals with ease. With competitive rates and no fees to apply or close, you can take the next step toward your future with confidence.
Rates as Low as 7.99%
At Santander, we offer personal loans with rates as low as 7.99%, ensuring that you have access to affordable financing when you need it most. With no fees to apply or close, you can start your loan process without worrying about hidden charges. Plus, the application process is quick and simple—apply in just minutes and get an instant decision.
Pre-Qualification with No Impact to Your Credit
Checking your loan options with Santander is fast and easy. You can pre-qualify for a loan in minutes without any impact on your credit score. By answering a few simple questions, you’ll know exactly what rate and loan amount you're eligible for, giving you the confidence to make an informed decision.
Flexible Terms to Fit Your Budget
With Santander® Personal Loans, you can choose a loan amount that works for you, from $5,000 to $50,000, and select a repayment term that fits your budget. Our flexible terms range from 3 to 7 years, with affordable monthly payments. This means you can borrow what you need, while keeping your monthly payments manageable.
Whether you’re looking to consolidate debt, remodel your home, or cover unexpected costs, our personal loans are designed to meet your needs. We work with you to ensure you get the financial help you need without the stress of high-interest rates or rigid terms.
No Fees, No Worries
Santander® Personal Loans come with no origination fees, no closing fees, and no prepayment penalties. That means you can pay off your loan early without worrying about any extra costs. What you see is what you get—clear terms and a commitment to transparent, straightforward lending.
Plus, if you set up automatic payments from any Santander deposit account, you’ll enjoy a 0.25% rate discount. This is just another way we’re making it easier for you to save money while managing your loan.
How to Apply
Applying for a Santander® Personal Loan is quick and easy. You can apply online in just minutes, with same-day funding✝ available in many cases. Whether you need to consolidate credit card debt, remodel your home, or cover medical expenses, we’ll work with you to get the funds you need as quickly as possible.
The best part? We’ll guide you through every step of the process, ensuring you get the loan that’s right for your unique financial situation. Apply today and take control of your financial future with a Santander® Personal Loan.
Consolidate Debt
Pay off credit card balances and other high-interest debts quickly with a fixed-rate personal loan from Santander. Simplify your finances and save money.
Home Improvements
Whether you're renovating your kitchen, remodeling a bathroom, or making necessary repairs, a personal loan can help you finance your home projects with flexible terms.
Cover Unexpected Costs
From emergency medical bills to unforeseen expenses, a personal loan can give you the funds you need quickly and easily, without the stress of high-interest credit cards.
