When you need a local banking partner with the resources and expertise to fuel your growth, look no further than Santander Commercial Banking. We offer a unique blend of personalized service from local professionals, combined with global expertise and capabilities. Whether your business is focused on the local market or expanding globally, we provide the support and solutions you need to achieve your goals today and into the future.
Tap into Our Strengths
At Santander, we understand that running a business requires more than just access to financial resources — it requires expertise, innovation, and a deep understanding of your industry and market. Our goal is to deliver all of that, with the added benefit of global resources to support your business as it grows.
Whether you're aiming to dominate Main Street or expand to Wall Street, our team is committed to delivering tailored solutions that help you achieve your goals. You can count on us to be your trusted partner, both today and in the years to come.
Local Presence, Worldwide Reach
Santander operates in 10 core markets across the Americas and Europe, providing banking services to 145 million clients worldwide. This expansive presence allows us to offer localized services with the backing of a global network. Your business can benefit from our deep understanding of local markets, while leveraging the global reach and resources that only a bank with our scale can offer.
Global Recognition
Our commitment to diversity and equality has earned us global recognition. In 2023, Santander was named the highest-scoring bank on the Bloomberg Gender-Equality Index (GEI). This recognition reflects our commitment to fostering an inclusive culture that benefits not only our clients but also our employees and communities worldwide.
160+ Years of Experience
With over 160 years of experience in banking, Santander is a leading commercial and retail bank in the U.S., serving clients since 1857. This legacy has allowed us to refine our services, grow our expertise, and adapt to meet the ever-changing needs of businesses and individuals. As a client of Santander, you’ll benefit from this deep-rooted expertise and the reliability of a well-established financial institution.
Financial Security
Santander is a bank you can rely on, with robust financial security and strong capital position. As of December 31, 2022, we held:
- $208 billion in total assets
- $120.5 billion in total deposits
- $123 billion in net loans
This financial stability allows us to support the growth of businesses like yours, while ensuring the security of your financial transactions.
Discover a Wide Range of Solutions Designed to Help Your Business Prosper
Financing
As your business grows, so do your financing needs. Whether you’re looking to expand, invest in new equipment, or take on new projects, Santander offers flexible lending solutions tailored to meet your needs. Our commercial financing options provide the capital you need, with terms designed to support your business's long-term goals.
Our financing solutions include:
- Term Loans: Long-term loans for capital expenditures, expansion, or other major investments.
- Lines of Credit: Flexible access to funds for everyday expenses and working capital needs.
- Equipment Financing: Get the equipment you need without impacting your cash flow.
- Commercial Real Estate Loans: Financing options to purchase, refinance, or renovate business properties.
With Santander, you can access the funding you need to move your business forward, backed by our expertise and deep understanding of your needs.
Treasury Solutions
Effective cash management is critical to the smooth operation of any business. Santander’s Treasury Solutions help businesses optimize their working capital and manage cash flow efficiently. With our range of tools and services, you can simplify your treasury operations and focus on growing your business. Our solutions include:
- Cash Flow Management: Manage payments, collections, and cash positioning in real-time.
- Fraud Protection: Tools to safeguard against fraud and mitigate risks to your finances.
- Liquidity Management: Ensure your business has the right amount of liquidity for operations and future growth.
Let Santander provide the treasury expertise and resources to keep your business’s finances flowing smoothly and efficiently.
Investment Banking
Santander’s Investment Banking services provide the expertise and funding solutions to help your business take action on important financial strategies. Whether you’re looking to raise capital, explore new investment opportunities, or structure complex financial deals, our team is here to guide you. Our services include:
- Capital Raising: Secure the capital you need for expansion, acquisition, or other business objectives.
- Strategic Advisory: Work with our experts to develop the right financial strategies for your business.
- Mergers and Acquisitions: Navigate the complexities of M&A with the guidance of our experienced team.
By partnering with Santander Investment Banking, you gain access to funding solutions and strategic advice that can help put your plans into action.
International Banking
In today’s global economy, businesses need banking partners that can provide international solutions for trade, foreign exchange, and cross-border transactions. Santander’s International Banking services are designed to help your business navigate the complexities of international markets, including:
- International Trade Finance: Solutions to finance your global trade transactions and manage supply chain risks.
- Foreign Exchange: Competitive exchange rates for currency conversion and hedging strategies.
- Cross-Border Payments: Secure and efficient ways to manage payments across borders.
With Santander’s international expertise, your business can expand and thrive in the global marketplace.
