Savings

A Santander® Savings account is the perfect companion to your Santander checking account, providing a seamless way to grow your savings while enjoying a range of benefits. Whether you're saving for a rainy day, a big purchase, or simply looking to build a financial cushion, our savings account offers the flexibility and convenience to help you achieve your goals with ease.

Why Choose Santander® Savings?

Santander® Savings is designed to simplify saving and make it more rewarding. With a low $1 monthly fee that’s easy to waive, no minimum balance requirements when paired with a Santander checking account, and tools to manage your money effortlessly, saving for the future has never been more straightforward. Whether you prefer digital convenience or in-branch service, we’re here to support you every step of the way.

Our savings account offers a competitive 0.03% Annual Percentage Yield (APY), ensuring that every dollar you save works for you. Plus, you’ll benefit from flexible options for accessing your funds, including free withdrawals at over 2,000 Santander ATMs and low fees for non-Santander ATMs. If you’re under the age of 26, these fees are waived entirely, making Santander® Savings an excellent option for young savers.

Built for Your Convenience

Manage your savings with ease using the Santander Mobile Banking App. From depositing checks with Mobile Check Deposit to transferring funds between accounts and paying bills, you’ll have full control of your finances at your fingertips. Need to update your card details or report a lost card? The app makes it simple and secure.

Whether you’re at home or on the go, Santander’s digital tools are designed to make banking easier and more accessible. You can also choose how you receive your statements, with both paper and paperless options available at no cost. Flexibility is at the heart of everything we do, ensuring that you can save and manage your money your way.

Start Saving Today

Opening a Santander® Savings account is quick and easy. All you need is a minimum opening deposit of $25 to start your journey toward greater financial security. Whether you’re pairing it with a Santander checking account or opening it as a standalone option, you’ll enjoy the benefits of a reliable and rewarding savings solution.

Not sure how much to save or where to start? Santander offers resources and guidance to help you build a plan that works for you. From understanding the importance of emergency savings to comparing savings accounts and money market options, we’re committed to helping you make informed financial decisions.